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Count on us!

BABY STEPS TO FINANCIAL FREEDOM

eMalyami allows you to save, pay and get paid. send and receive money, and build wealth with friends and family.

Download eMalyami app now for your android devices.

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About Us

Emalyami is South Africa based payment and m-Money Solution. it is developed by SobekIT (Pty) Ltd. sobekit.co.za and managed by SobekIMF (Pty) Ltd sobekimf.co.za. The aforementioned companies are part of Sobek Group of Companies that was established as early 2002, and since have been serving developing communities in Africa and South Africa.

eMalyami Components

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PAYMATE : They are the partners Collect and load client cash into wallets (deposits), and disburse withdrawals as needed.

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eWALLET : Load virtual wallet via cards, EFT, Paymates. Send, receive, and pay for services with QR code or phone number.

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SIBA : it is a cooperative system where friends contribute monthly, taking turns to collect the total sum automatically deducted.

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eMaServe : Connecting professionals and service seekers for efficient and affordable job completion.

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eMaMall : A virtual mall allows users to add or browse products and shop conveniently. It replicates the experience of a physical shopping mall on your phone.

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eMa(POS) : It is a dedicated point of sale (POS) system that facilitates transactions, manages inventory, and tracks sales, providing seamless customer checkout experiences for shop owners.

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PATELE : It is an automated payment system for monthly collection of insurance, medical schemes, and Funeral Parlour for SMMEs.

Why Choose Us?

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Pay bills or salaries and suppliers. Collect bulk payments.

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View your statements daily, weekly and monthly transactions anytime for any period.

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Companies can create joint accounts.

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Have your own corporate scheme in private, safe and boundryless environment, where money comes to your eMy-account automatically.

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Transfer money to your bank account and to your eMy-account from bank account.

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Collect your subscription fees from any number of subscribers and add it securely to corporate eMy-account.

Our Vision And Mission

We strive to become your well-trusted financial solution to all communities afflicted with costs and complication of conventional payment and banking methods. We are dedicated creating job opportunites and improving the lives of the clients and societies we serve, in an inclusive and credible manner.

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Services

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Virtual Wallet (VW)

Receive and send money to each other from your phone.

  • You can receive or send maximum amount of R3000.00 a day.
  • This can be adjusted upon request to be maximum of R5000.00.

Purchase and pay through our platform.

  • Pay for services such as DSTV, municipal accounts, netflix and insurance premiums, airtime, water and electricity and movie ticket.
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Siba System

Siba (Sibambanyiso) a cooperative money collection made in an agreed fixed period. Aimed to assist individuals and businesses financially. The system allows you to form a group of minimum 3 people. An agreed amount is collected per month and dispatched to one member of the group each month until term is completed.

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Individual And Small Business Loans

Apply for personal or small business loan account tailored to your needs. (T&C applied)

  • When application is made via our platform, you will receive the approval through the application.
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Payment Solutions To SMME

Collect invoices from groups or debtors, and pay your creditors. We tailor make the payments collection schemes to your rules and needs. (T&C applied)

  • When application is made via our platform, you will receive the approval through the application.
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eMaServe

Connecting professionals and Service Seekers. It is where skilled people can render services to complete any job for you at the right place and price. Likewise, individuals seeking professional services can submit their requests and receive timely responses within specified timeframes and budgets.

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eMaMall

A virtual mall is where users can add their products or browse and shop for a variety of products, It is the experience of a physical shopping mall from the comfort of your phone.

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eMaPOS

It is a point of sale (POS), dedicated system that facilitates transactions, manages inventory, and tracks sales, enabling efficient and seamless customer checkout experiences for any shop owner.

Accounts And Fees

Flat
eMy-account

If you are a heavy user this method you shall find it economic and easy to apply. Where you can transfer and transact freely on the platform for once of flat fees.

Please check the table below for list of fees

Get Started

Pay-as-you-go
eMy-account

This type of account is for users that do not transact heavily but have a low number of transactions per month to do. Where you can transfer and transact freely on the platform for once off flat fees.

Please check the table below for list of fees

Get Started

Patela
eMy-account

This type of account is for users requires collection services to be carried out to their eMy-account. This account is created with the scheme to the rules of the scheme.

Please check the table below for list of fees

Get Started

Contact Us